Contractor Invoicing Software Canada: 2026 CRA Rules
Canadian contractor invoices done right: GST/HST by province, the $30,000 threshold, holdbacks, prompt payment, deposits, late fees. Fix it all for $12 a seat.
A practical guide to contractor invoicing software in Canada for solo operators and small crews. It explains what the CRA requires on a GST/HST registrant invoice, the current rates by province including 13 percent Ontario HST, 15 percent Atlantic HST, 14 percent Nova Scotia HST and 9.975 percent Quebec QST, and how the $30,000 small supplier threshold works.
It covers the 10 percent construction holdback and 28-day prompt payment rules under the Ontario Construction Act, deposits and progress billing, e-Transfer limits, card payments and enforceable late fees under the Interest Act. A worked example takes a $4,800 Ontario panel upgrade through deposit, final invoice, holdback and release, followed by a buyer checklist and setup walkthrough..