MTD Software: What Tradespeople Need in 2026
A plain-English buying guide to MTD software for UK self-employed tradespeople. What MTD-compatible software is, the two jobs it does, and how to avoid overpaying.
MTD software is any tool HMRC recognises for Making Tax Digital, and the phrase hides two separate jobs: keeping digital records of your income and expenses, and submitting the required updates to HMRC through an approved connection. This guide for UK self-employed tradespeople explains what MTD-compatible and HMRC-recognised really mean, when the rules apply to you, how bridging software fits a spreadsheet setup, and how to build a stack without overpaying for a filing button you press four times a year.
It also draws a clear line: KaamCam keeps a clean, exportable record of your trade income at $12 per month per user (about £9), while the actual HMRC submission still needs recognised software or your accountant..