Alaska Concrete Workers Comp Rates (2026)

The published Alaska loss cost for concrete workers comp, class 5213 (Concrete Construction NOC), is $4.527 per $100 of payroll (effective January 1, 2026). Carriers multiply it by their own filed multiplier, so a typical premium is about $6.79.

A loss cost covers expected claims only. Each carrier files its own multiplier for expenses; in the states that publish the full list, the median is about 1.5, which is what the typical premium here uses. Your quote can be lower or higher. Source.

Alaska class code for concrete

5213: Concrete Construction NOC
5215 (Concrete Work - Incidental to the Construction of Private Residence)
5221 (Concrete or Cement Work - Floors, Driveways, Yards or Sidewalks & Drivers)

Concrete work involves heavy lifting, silica dust from cutting and grinding, skin burns from wet cement, and equipment hazards from mixers, vibrators and pumps.

What comp costs per concrete finisher in Alaska

The Bureau of Labor Statistics counts 240 cement masons and concrete finishers on payrolls in Alaska (May 2025), the 51st largest workforce among the 50 states and DC. The median wage is $44.69 an hour, 63% above the US median of $27.41.

This trade is a smaller part of the Alaska job market than it is nationally: cement masons and concrete finishers hold 0.55 times their national share of jobs there.

At a typical Alaska premium of about $6.79 per $100 of payroll (the published loss cost of $4.53 for class 5213 times a 1.5 carrier multiplier), comp on one worker at that wage costs about $3.03 for every hour worked, or $6,312 a year full time. A 4-person crew comes to roughly $25,247 a year in premium before any experience mod.

Because premium is charged on payroll, who you hire moves the bill. Alaska pay runs from $40.60 an hour at the 10th percentile to $59.56 at the 90th, so the same rate costs $2.76 an hour on a new hire and $4.04 on a senior hand.

Workers comp requirements in Alaska

Coverage required: 1 employee
Owners and sole proprietors: Owners with 10%+ ownership are excluded; employees must still be covered
State fund: Private market (no state fund)
Waiting period: 3 days; retroactive if disability lasts more than 28 days
Penalty for going without: Up to $1,000 per employee per day, stop-work orders, and a 3-year bar on public contracts

A hiring contractor in Alaska becomes liable for a subcontractor's employees if that sub lacks its own coverage.

Alaska vs neighboring states

Washington: about $6.17 per $100 of payroll
Oregon: about $2.71 per $100 of payroll

Alaska has no land border, so this compares it with the nearest mainland markets.

Alaska has the highest concrete comp rate in its region; every neighboring state charges less per $100 of payroll.

Working across the line into Washington needs separate coverage from that state's fund. A private policy's other-states coverage (item 3.C) does not reach monopolistic states.

What moves a concrete comp bill

Concrete classes depend on the work: flatwork and driveways often rate differently from foundations and structural pours. Getting the class right is the first saving.
Back and crush injuries from forms, rebar, and pump hoses drive claims. A short pre-pour safety check on every job helps your mod over three years.
Concrete crews often hire short-term labor during the pour season. Every worker you pay counts at audit, so keep clean payroll records for temporary hires.
Owner-operators who pour alone can often exclude themselves; the rules vary by state, so check before you skip coverage.