District of Columbia Concrete Workers Comp Rates (2026)
District of Columbia does not publish its concrete class figures online. Across the 26 states that do, the median typical premium is about $3.84 per $100 of payroll. Ask a carrier or the state's rating bureau for the current District of Columbia figure.
No official District of Columbia figure is available online, so the numbers below use the US median of the states that publish one.
District of Columbia class code for concrete
- 5213: Concrete Construction NOC
- 5215 (Concrete Work - Incidental to the Construction of Private Residence)
- 5221 (Concrete or Cement Work - Floors, Driveways, Yards or Sidewalks & Drivers)
Concrete work involves heavy lifting, silica dust from cutting and grinding, skin burns from wet cement, and equipment hazards from mixers, vibrators and pumps.
What comp costs per concrete finisher in District of Columbia
The Bureau of Labor Statistics counts 320 cement masons and concrete finishers on payrolls in District of Columbia (May 2025), the 47th largest workforce among the 50 states and DC. The median wage is $29.65 an hour, 8% above the US median of $27.41.
This trade is a smaller part of the District of Columbia job market than it is nationally: cement masons and concrete finishers hold 0.35 times their national share of jobs there.
At the US median of $3.84 per $100 of payroll (District of Columbia does not publish its figure online), comp on one worker at that wage costs about $1.14 for every hour worked, or $2,368 a year full time. A 4-person crew comes to roughly $9,473 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. District of Columbia pay runs from $22.62 an hour at the 10th percentile to $41.88 at the 90th, so the same rate costs $0.87 an hour on a new hire and $1.61 on a senior hand.
Workers comp requirements in District of Columbia
- Coverage required: 1 employee
- Owners and sole proprietors: Excluded by default; may elect in
- State fund: Private market (no state fund)
- Waiting period: 3 days; retroactive only if disability continues more than 14 days
The District has an unusually long 14-day threshold before the waiting period becomes retroactively payable.
What moves a concrete comp bill
- Concrete classes depend on the work: flatwork and driveways often rate differently from foundations and structural pours. Getting the class right is the first saving.
- Back and crush injuries from forms, rebar, and pump hoses drive claims. A short pre-pour safety check on every job helps your mod over three years.
- Concrete crews often hire short-term labor during the pour season. Every worker you pay counts at audit, so keep clean payroll records for temporary hires.
- Owner-operators who pour alone can often exclude themselves; the rules vary by state, so check before you skip coverage.