Wisconsin Drywall Workers Comp Rates (2026)
The published Wisconsin rate for drywall workers comp, class 5445 (Wallboard, Sheetrock, Drywall, Plasterboard, or Cement Board Installation), is $4.34 per $100 of payroll (effective October 1, 2026). Your experience modifier and any carrier discounts adjust it.
This is the published manual rate, so it already includes carrier expenses. Source.
Wisconsin class code for drywall
- 5445: Wallboard Installation - Within Buildings & Drivers
- 5480 (Plastering NOC & Drivers)
- 5491 (Paperhanging & Drivers)
Drywall work carries lifting injuries from heavy sheets, dust exposure, and ladder and scaffold falls on high walls and ceilings.
What comp costs per drywall installer in Wisconsin
The Bureau of Labor Statistics counts 1,140 drywall and ceiling tile installers on payrolls in Wisconsin (May 2025), the 18th largest workforce of the 49 states with published figures. The median wage is $28.83 an hour, 2% above the US median of $28.33.
This trade is a smaller part of the Wisconsin job market than it is nationally: drywall and ceiling tile installers hold 0.72 times their national share of jobs there.
At the published Wisconsin rate of $4.34 per $100 of payroll for class 5445, comp on one worker at that wage costs about $1.25 for every hour worked, or $2,603 a year full time. A 3-person crew comes to roughly $7,808 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Wisconsin pay runs from $18.50 an hour at the 10th percentile to $41.03 at the 90th, so the same rate costs $0.80 an hour on a new hire and $1.78 on a senior hand.
Workers comp requirements in Wisconsin
- Coverage required: 3+ employees, or 1 employee paid $500+ in a calendar quarter
- Owners and sole proprietors: Sole proprietors and partners excluded; may elect in; some closely-held officers excluded
- State fund: Private market (no state fund)
- Waiting period: 3 days; retroactive if disability exceeds 7 days
- Penalty for going without: Twice the premium unpaid or $750 (whichever is greater); a short lapse runs $100 per uninsured day
Wisconsin passed the first constitutional workers comp law in the nation in 1911.
Wisconsin vs neighboring states
Wisconsin has the highest drywall comp rate in its region; every neighboring state charges less per $100 of payroll.
If your crews work across the line, list those states under item 3.A or 3.C of your policy before the job starts. Rates follow the state where the work is done, not where your office is.
What moves a drywall comp bill
- Drywall hangers and tapers usually share one class. Stilt and scaffold falls and lifting injuries are the claims to manage.
- Piece-rate pay is common in drywall. Comp is still charged on the full amount paid, so piece-rate crews do not lower premium.
- Drywall subs without their own coverage are the largest audit risk in this trade. Collect certificates before the first board goes up.
- If you also frame or do acoustic ceilings, those can be separate classes. Record payroll for each kind of work.