Hawaii Fencing Workers Comp Rates (2026)

Hawaii does not publish its fencing class figures online. Across the 26 states that do, the median typical premium is about $3.27 per $100 of payroll. Ask a carrier or the state's rating bureau for the current Hawaii figure.

No official Hawaii figure is available online, so the numbers below use the US median of the states that publish one.

Hawaii class code for fencing

6400: Fence Installation and Repair - Metal, Vinyl, Wood or Prefabricated Concrete Panel Fence Installed by Hand & Drivers
6217 (Excavation NOC)
5403 (Carpentry NOC)

Fence work carries hand tool injury, post-hole digger / auger risks, lifting, and underground utility strike risks. Chain-link work uses cutting tools with finger injury exposure.

What comp costs per fence installer in Hawaii

The Bureau of Labor Statistics counts 4,580 construction laborers on payrolls in Hawaii (May 2025), the 42nd largest workforce among the 50 states and DC. The median wage is $37.07 an hour, 64% above the US median of $22.66.

Construction laborers make up about the same share of Hawaii jobs as they do nationally (location quotient 1.03).

At the US median of $3.27 per $100 of payroll (Hawaii does not publish its figure online), comp on one worker at that wage costs about $1.21 for every hour worked, or $2,521 a year full time. A 3-person crew comes to roughly $7,564 a year in premium before any experience mod.

Because premium is charged on payroll, who you hire moves the bill. Hawaii pay runs from $21.15 an hour at the 10th percentile to $46.39 at the 90th, so the same rate costs $0.69 an hour on a new hire and $1.52 on a senior hand.

Workers comp requirements in Hawaii

Coverage required: 1 employee
Owners and sole proprietors: Owners with 50%+ ownership may opt out of covering themselves
State fund: Private market (no state fund)
Waiting period: 3 days
Penalty for going without: $100 per employee per day ($500 minimum)

Hawaii pairs mandatory workers comp with two other required coverages, Temporary Disability Insurance and the Prepaid Health Care Act, under one division.

Hawaii vs neighboring states

California: about $6.02 per $100 of payroll

Hawaii has no land border, so this compares it with the nearest mainland markets.

Hawaii does not publish its figure, so the first row is the US median. Among neighbors that publish, California is the cheapest for fencing comp at about $6.02 and California the most expensive at about $6.02 per $100 of payroll.

If your crews work across the line, list those states under item 3.A or 3.C of your policy before the job starts. Rates follow the state where the work is done, not where your office is.

What moves a fencing comp bill

Fence erection rates sit above most interior trades because of post-hole augers, heavy material, and power tools. Auger training cuts the most serious claims.
Fence crews often add decks, gates, or ornamental metal work, and those can rate in different classes. Tell your carrier what share of the work each represents.
Seasonal crews and day labor are common in fencing. Every worker you pay counts at audit, so keep records for temporary hires.
If you only sell and subcontract the installs, your own exposure is mostly sales and clerical, but only if every installer carries their own coverage.