Nevada Electrical Workers Comp Rates (2026)
Nevada does not publish its electrical class figures online. Across the 26 states that do, the median typical premium is about $1.90 per $100 of payroll. Ask a carrier or the state's rating bureau for the current Nevada figure.
No official Nevada figure is available online, so the numbers below use the US median of the states that publish one.
Nevada class code for electrical
- 5190: Electrical Wiring - Within Buildings
- 7538 (Electric Light or Power Line Construction & Drivers)
Electrical work carries shock, arc flash and fall hazards. Outside power line construction is a separate class, 7538.
What comp costs per electrician in Nevada
The Bureau of Labor Statistics counts 8,350 electricians on payrolls in Nevada (May 2025), the 30th largest workforce among the 50 states and DC. The median wage is $35.37 an hour, 16% above the US median of $30.38.
Electricians make up about the same share of Nevada jobs as they do nationally (location quotient 1.11).
At the US median of $1.90 per $100 of payroll (Nevada does not publish its figure online), comp on one worker at that wage costs about $0.67 for every hour worked, or $1,398 a year full time. A 2-person crew comes to roughly $2,796 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Nevada pay runs from $22.17 an hour at the 10th percentile to $58.27 at the 90th, so the same rate costs $0.42 an hour on a new hire and $1.11 on a senior hand.
Workers comp requirements in Nevada
- Coverage required: 1 employee; licensed contractors must carry even with no employees
- Owners and sole proprietors: A sole proprietor with no employees is exempt unless licensed as a contractor
- State fund: Private market (monopoly abolished in 1999)
- Waiting period: 5 days (consecutive, or within a 20-day period)
- Penalty for going without: Administrative fines up to $15,000, business closure, and criminal charges for serious injury
Nevada requires licensed contractors to carry coverage on themselves even with zero employees.
Nevada vs neighboring states
- California: about $3.73 per $100 of payroll
- Idaho: about $1.92 per $100 of payroll
- Oregon: about $1.31 per $100 of payroll
Nevada does not publish its figure, so the first row is the US median. Among neighbors that publish, Oregon is the cheapest for electrical comp at about $1.31 and California the most expensive at about $3.73 per $100 of payroll.
If your crews work across the line, list those states under item 3.A or 3.C of your policy before the job starts. Rates follow the state where the work is done, not where your office is.
What moves a electrical comp bill
- Electrical is one of the cheaper construction classes, so overstated payroll often costs more than the rate itself. Estimate payroll honestly at renewal and true it up at audit.
- Ladder falls and shocks are the typical claims. Lockout and tagout procedures that are actually followed are what keep the experience mod under 1.0.
- Low-voltage, alarm, and solar work can carry different class codes in some states. Ask your agent before you add those lines to the business.
- Office staff and estimators who stay out of the field can usually be rated as clerical. Keep their hours off the field timesheets.