Wyoming Concrete Workers Comp Rates (2026)
Wyoming employers buy concrete workers comp from the state fund. The 2026 base rate for class 238000 (Specialty Trade Contractors) is $2.39 per $100 of payroll, before your experience modifier.
The state fund sets one base rate per class; your experience modifier moves it up or down. Source.
Wyoming class code for concrete
- 238000: Specialty Trade Contractors
Monopolistic state fund that classifies employers by NAICS industry groups (about 127 classes) instead of NCCI occupational codes, so all specialty trades share one class (238000).
Concrete work involves heavy lifting, silica dust from cutting and grinding, skin burns from wet cement, and equipment hazards from mixers, vibrators and pumps.
What comp costs per concrete finisher in Wyoming
The Bureau of Labor Statistics counts 620 cement masons and concrete finishers on payrolls in Wyoming (May 2025), the 44th largest workforce among the 50 states and DC. The median wage is $28.10 an hour, 3% above the US median of $27.41.
This trade is a bigger part of the Wyoming job market than it is nationally: cement masons and concrete finishers hold 1.7 times their national share of jobs there.
At the Wyoming state fund's 2026 base rate of $2.39 per $100 of payroll for class 238000, comp on one worker at that wage costs about $0.67 for every hour worked, or $1,397 a year full time. A 4-person crew comes to roughly $5,588 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Wyoming pay runs from $22.39 an hour at the 10th percentile to $35.51 at the 90th, so the same rate costs $0.54 an hour on a new hire and $0.85 on a senior hand.
Workers comp requirements in Wyoming
- Coverage required: Any employee in construction and other extrahazardous work (occupation-based, not headcount)
- Owners and sole proprietors: Owners, partners, and officers excluded; may elect optional coverage by affidavit
- State fund: Monopolistic; coverage only from the state Workers' Safety & Compensation Division
- Waiting period: 3 days
- Penalty for going without: An uninsured employer loses exclusive-remedy protection and can be sued directly
Wyoming triggers coverage by occupation (listed extrahazardous NAICS codes, which include construction) rather than by employee count.
Wyoming vs neighboring states
Wyoming has the lowest concrete comp rate in its region; every neighboring state charges more per $100 of payroll.
If your crews cross into Colorado or Idaho or Montana or Nebraska or South Dakota or Utah, your Wyoming state-fund coverage does not follow them. Buy a private policy for the out-of-state work, with Wyoming excluded from it.
What moves a concrete comp bill
- Concrete classes depend on the work: flatwork and driveways often rate differently from foundations and structural pours. Getting the class right is the first saving.
- Back and crush injuries from forms, rebar, and pump hoses drive claims. A short pre-pour safety check on every job helps your mod over three years.
- Concrete crews often hire short-term labor during the pour season. Every worker you pay counts at audit, so keep clean payroll records for temporary hires.
- Owner-operators who pour alone can often exclude themselves; the rules vary by state, so check before you skip coverage.