Wyoming Electrical Workers Comp Rates (2026)
Wyoming employers buy electrical workers comp from the state fund. The 2026 base rate for class 238000 (Specialty Trade Contractors) is $2.39 per $100 of payroll, before your experience modifier.
The state fund sets one base rate per class; your experience modifier moves it up or down. Source.
Wyoming class code for electrical
- 238000: Specialty Trade Contractors
Monopolistic state fund that classifies employers by NAICS industry groups (about 127 classes) instead of NCCI occupational codes, so all specialty trades share one class (238000).
Electrical work carries shock, arc flash and fall hazards. Outside power line construction is a separate class, 7538.
What comp costs per electrician in Wyoming
The Bureau of Labor Statistics counts 2,960 electricians on payrolls in Wyoming (May 2025), the 45th largest workforce among the 50 states and DC. The median wage is $36.59 an hour, 20% above the US median of $30.38.
This trade is a bigger part of the Wyoming job market than it is nationally: electricians hold 2.2 times their national share of jobs there.
At the Wyoming state fund's 2026 base rate of $2.39 per $100 of payroll for class 238000, comp on one worker at that wage costs about $0.87 for every hour worked, or $1,819 a year full time. A 2-person crew comes to roughly $3,638 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Wyoming pay runs from $23.19 an hour at the 10th percentile to $50.00 at the 90th, so the same rate costs $0.55 an hour on a new hire and $1.20 on a senior hand.
Workers comp requirements in Wyoming
- Coverage required: Any employee in construction and other extrahazardous work (occupation-based, not headcount)
- Owners and sole proprietors: Owners, partners, and officers excluded; may elect optional coverage by affidavit
- State fund: Monopolistic; coverage only from the state Workers' Safety & Compensation Division
- Waiting period: 3 days
- Penalty for going without: An uninsured employer loses exclusive-remedy protection and can be sued directly
Wyoming triggers coverage by occupation (listed extrahazardous NAICS codes, which include construction) rather than by employee count.
Wyoming vs neighboring states
Wyoming has the highest electrical comp rate in its region; every neighboring state charges less per $100 of payroll.
If your crews cross into Colorado or Idaho or Montana or Nebraska or South Dakota or Utah, your Wyoming state-fund coverage does not follow them. Buy a private policy for the out-of-state work, with Wyoming excluded from it.
What moves a electrical comp bill
- Electrical is one of the cheaper construction classes, so overstated payroll often costs more than the rate itself. Estimate payroll honestly at renewal and true it up at audit.
- Ladder falls and shocks are the typical claims. Lockout and tagout procedures that are actually followed are what keep the experience mod under 1.0.
- Low-voltage, alarm, and solar work can carry different class codes in some states. Ask your agent before you add those lines to the business.
- Office staff and estimators who stay out of the field can usually be rated as clerical. Keep their hours off the field timesheets.