Wyoming Fencing Workers Comp Rates (2026)
Wyoming employers buy fencing workers comp from the state fund. The 2026 base rate for class 238000 (Specialty Trade Contractors) is $2.39 per $100 of payroll, before your experience modifier.
The state fund sets one base rate per class; your experience modifier moves it up or down. Source.
Wyoming class code for fencing
- 238000: Specialty Trade Contractors
Monopolistic state fund that classifies employers by NAICS industry groups (about 127 classes) instead of NCCI occupational codes, so all specialty trades share one class (238000).
Fence work carries hand tool injury, post-hole digger / auger risks, lifting, and underground utility strike risks. Chain-link work uses cutting tools with finger injury exposure.
What comp costs per fence installer in Wyoming
The Bureau of Labor Statistics counts 3,350 construction laborers on payrolls in Wyoming (May 2025), the 46th largest workforce among the 50 states and DC. The median wage is $22.13 an hour, 2% below the US median of $22.66.
This trade is a bigger part of the Wyoming job market than it is nationally: construction laborers hold 1.7 times their national share of jobs there.
At the Wyoming state fund's 2026 base rate of $2.39 per $100 of payroll for class 238000, comp on one worker at that wage costs about $0.53 for every hour worked, or $1,100 a year full time. A 3-person crew comes to roughly $3,300 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Wyoming pay runs from $17.14 an hour at the 10th percentile to $27.69 at the 90th, so the same rate costs $0.41 an hour on a new hire and $0.66 on a senior hand.
Workers comp requirements in Wyoming
- Coverage required: Any employee in construction and other extrahazardous work (occupation-based, not headcount)
- Owners and sole proprietors: Owners, partners, and officers excluded; may elect optional coverage by affidavit
- State fund: Monopolistic; coverage only from the state Workers' Safety & Compensation Division
- Waiting period: 3 days
- Penalty for going without: An uninsured employer loses exclusive-remedy protection and can be sued directly
Wyoming triggers coverage by occupation (listed extrahazardous NAICS codes, which include construction) rather than by employee count.
Wyoming vs neighboring states
Wyoming has the lowest fencing comp rate in its region; every neighboring state charges more per $100 of payroll.
If your crews cross into Colorado or Idaho or Montana or Nebraska or South Dakota or Utah, your Wyoming state-fund coverage does not follow them. Buy a private policy for the out-of-state work, with Wyoming excluded from it.
What moves a fencing comp bill
- Fence erection rates sit above most interior trades because of post-hole augers, heavy material, and power tools. Auger training cuts the most serious claims.
- Fence crews often add decks, gates, or ornamental metal work, and those can rate in different classes. Tell your carrier what share of the work each represents.
- Seasonal crews and day labor are common in fencing. Every worker you pay counts at audit, so keep records for temporary hires.
- If you only sell and subcontract the installs, your own exposure is mostly sales and clerical, but only if every installer carries their own coverage.