Oklahoma Fencing Workers Comp Rates (2026)
Oklahoma does not publish its fencing class figures online. Across the 26 states that do, the median typical premium is about $3.27 per $100 of payroll. Ask a carrier or the state's rating bureau for the current Oklahoma figure.
No official Oklahoma figure is available online, so the numbers below use the US median of the states that publish one.
Oklahoma class code for fencing
- 6400: Fence Installation and Repair - Metal, Vinyl, Wood or Prefabricated Concrete Panel Fence Installed by Hand & Drivers
- 6217 (Excavation NOC)
- 5403 (Carpentry NOC)
Fence work carries hand tool injury, post-hole digger / auger risks, lifting, and underground utility strike risks. Chain-link work uses cutting tools with finger injury exposure.
What comp costs per fence installer in Oklahoma
The Bureau of Labor Statistics counts 250 fence erectors on payrolls in Oklahoma (May 2025), the 23rd largest workforce of the 35 states with published figures. The median wage is $18.21 an hour, 21% below the US median of $23.07.
Fence erectors make up about the same share of Oklahoma jobs as they do nationally (location quotient 0.94).
At the US median of $3.27 per $100 of payroll (Oklahoma does not publish its figure online), comp on one worker at that wage costs about $0.60 for every hour worked, or $1,239 a year full time. A 3-person crew comes to roughly $3,716 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Oklahoma pay runs from $13.49 an hour at the 10th percentile to $33.14 at the 90th, so the same rate costs $0.44 an hour on a new hire and $1.08 on a senior hand.
Workers comp requirements in Oklahoma
- Coverage required: 1 employee; construction sole proprietors are excluded from the mandate
- Owners and sole proprietors: Owners and 10%+ stockholder-employees are exempt by law; may elect in
- State fund: Private market (former state fund privatized to CompSource Mutual in 2013)
- Waiting period: 3 days
- Penalty for going without: Fine up to $1,000 per day, and the state can close a willfully non-compliant business
Oklahoma fully converted its former state fund into a policyholder-owned mutual (CompSource Mutual) in 2013.
Oklahoma vs neighboring states
- Colorado: about $2.90 per $100 of payroll
- Missouri: about $4.43 per $100 of payroll
- Texas: about $1.50 per $100 of payroll
Oklahoma does not publish its figure, so the first row is the US median. Among neighbors that publish, Texas is the cheapest for fencing comp at about $1.50 and Missouri the most expensive at about $4.43 per $100 of payroll.
If your crews work across the line, list those states under item 3.A or 3.C of your policy before the job starts. Rates follow the state where the work is done, not where your office is.
What moves a fencing comp bill
- Fence erection rates sit above most interior trades because of post-hole augers, heavy material, and power tools. Auger training cuts the most serious claims.
- Fence crews often add decks, gates, or ornamental metal work, and those can rate in different classes. Tell your carrier what share of the work each represents.
- Seasonal crews and day labor are common in fencing. Every worker you pay counts at audit, so keep records for temporary hires.
- If you only sell and subcontract the installs, your own exposure is mostly sales and clerical, but only if every installer carries their own coverage.