Oklahoma Landscaping Workers Comp Rates (2026)
Oklahoma does not publish its landscaping class figures online. Across the 25 states that do, the median typical premium is about $3.30 per $100 of payroll. Ask a carrier or the state's rating bureau for the current Oklahoma figure.
No official Oklahoma figure is available online, so the numbers below use the US median of the states that publish one.
Oklahoma class code for landscaping
- 0042: Landscape Gardening & Drivers
- 0106 (Tree Pruning, Spraying & Repairing)
- 6217 (Excavation NOC)
Landscaping carries equipment, lifting, heat and pesticide exposure risks. Tree pruning and trimming is a separate class (0106).
What comp costs per landscaper in Oklahoma
The Bureau of Labor Statistics counts 9,280 landscaping and groundskeeping workers on payrolls in Oklahoma (May 2025), the 30th largest workforce among the 50 states and DC. The median wage is $17.20 an hour, 9% below the US median of $18.82.
Landscaping and groundskeeping workers make up about the same share of Oklahoma jobs as they do nationally (location quotient 0.89).
At the US median of $3.30 per $100 of payroll (Oklahoma does not publish its figure online), comp on one worker at that wage costs about $0.57 for every hour worked, or $1,181 a year full time. A 3-person crew comes to roughly $3,542 a year in premium before any experience mod.
Because premium is charged on payroll, who you hire moves the bill. Oklahoma pay runs from $13.48 an hour at the 10th percentile to $22.47 at the 90th, so the same rate costs $0.44 an hour on a new hire and $0.74 on a senior hand.
Workers comp requirements in Oklahoma
- Coverage required: 1 employee; construction sole proprietors are excluded from the mandate
- Owners and sole proprietors: Owners and 10%+ stockholder-employees are exempt by law; may elect in
- State fund: Private market (former state fund privatized to CompSource Mutual in 2013)
- Waiting period: 3 days
- Penalty for going without: Fine up to $1,000 per day, and the state can close a willfully non-compliant business
Oklahoma fully converted its former state fund into a policyholder-owned mutual (CompSource Mutual) in 2013.
Oklahoma vs neighboring states
- Colorado: about $3.20 per $100 of payroll
- Missouri: about $6.40 per $100 of payroll
- Texas: about $1.37 per $100 of payroll
Oklahoma does not publish its figure, so the first row is the US median. Among neighbors that publish, Texas is the cheapest for landscaping comp at about $1.37 and Missouri the most expensive at about $6.40 per $100 of payroll.
If your crews work across the line, list those states under item 3.A or 3.C of your policy before the job starts. Rates follow the state where the work is done, not where your office is.
What moves a landscaping comp bill
- Landscape gardening is a high-claim class because of mowers, trimmers, chainsaws, and lifting. Equipment training and guards that stay on the machines lower claims.
- Tree trimming above the ground is usually a separate class with a much higher rate. Keep that payroll apart, or the auditor may rate a whole crew at the tree rate.
- Snow plowing, hardscaping, and irrigation installs can each be classed differently. Tell your carrier what share of payroll goes to each.
- Landscaping payroll swings by season. Report the full-year figure at renewal so the audit does not bring a large bill in the off season.